App and neobank cards

What is an app card? It is a card attached to an account inside a crypto platform, a payment app or a neobank that has added crypto. The account holds your balance, and the app converts it into ordinary money when a payment is made.

Because one company runs the account, the card, the limits and the support, the terms you read are those of a single provider. Reviews list tier prices, conversion and currency charges, served countries and user reports of blocked accounts and support.

Such a setup is handy, though it places your money in the company’s hands. Its licence and rules then govern what follows a dispute, which is why they get close attention.

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